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Type of Insurance
Common Uses
Type of Insurance
Type of Insurance
Life Insurance
*how your beneficiaries spend the money is up to you/them
Upon Death
*may be able to access some money while alive
Tax-free lump sum
Mortgage Insurance
Upon Death
Tax-free lump sum
Critical Illness Insurance
*how you spend the money is up to you
Upon diagnosis of a covered condition such as cancer, heart attack, stroke, MS, Alzheimer’s
Tax-free lump sum
Disability Insurance
*how you spend the money is up to you
If you cannot work due to illness or injury
Monthly Income
Business Overhead Insurance
If you cannot work due to illness or injury
Monthly Income
Saskia Vermeulen is a third-generation insurance broker specializing in life and health insurance, financial planning, and employee benefits. With a BA from the University of British Columbia, Saskia transitioned from a successful career in marketing to the insurance and financial services industry. She provides personalized insurance solutions and financial planning strategies to individuals and businesses, helping them achieve long-term financial security.
Saskia is highly regarded for her expertise in insurance solutions and has been a key provider of life and health insurance services. She has a deep understanding of the financial needs of both individuals and businesses and uses her extensive knowledge to ensure clients are well-protected.
Sindy Billan is the founder of SB Wealth Solutions and has been an investment and insurance advisor since 2003. Licensed in BC for the sale of investments, life, and health insurance products, Sindy brings a unique, holistic approach to financial advising, incorporating considerations of health, wealth, and work-life balance. She is dedicated to helping families and business owners prepare for their financial futures with strategic solutions tailored to their individual needs.
Sindy is passionate about educating her clients and has presented at numerous seminars and workshops for both business owners and medical professionals. She has sponsored booths at BCND’s Advancing Naturopathic Medicine & Northwest Naturopathic Physician Convention (NWNPC) since 2011. Outside of her professional life, Sindy enjoys golf, spending time with her grandkids at Granville Island, and cooking for her family
“I’ve been seeing an ND for over 20 years. My ND listens and we spend time focusing on my questions and what matters to me. I see it as a true partnership.”
“My ND helped me get through some rough health challenges when I was experiencing menopause. Nothing I did helped, but my ND listened, helped me balance my hormones, and got me through it.”
“I’ve had health problems since I was a kid. Asthma, digestive issues and a host of other things. My ND has helped me manage all my conditions and has gotten me healthier.”
“My ND makes me feel empowered. I participate in my health decisions and feel like I’m an equal partner in my care.”
“My ND didn’t just focus on my symptoms and instead focused on treating my problem.”
BCND is pleased to share a professional development opportunity through the Indigenous Relations Academy, which is generously offering naturopathic doctors a 20% discount on two of their most valued online training courses.
BCND thanks the Indigenous Relations Academy for making this offer available to naturopathic doctors committed to advancing cultural safety and humility in their practices.